/* ============================================================
   Kelley Roofing LLC — Roof Financing Page Styles (/financing/)
   ============================================================ */

/* ---------- Financing Hero ---------- */
.financing-hero {
  position: relative;
  background-color: var(--color-primary-dark);
  background-image: linear-gradient(
    180deg,
    rgba(16, 30, 51, 0.95) 0%,
    rgba(16, 30, 51, 0.88) 50%,
    rgba(16, 30, 51, 0.98) 100%
  ), url('/images/hero-roof.jpg');
  background-size: cover;
  background-position: center 30%;
  padding-top: calc(var(--header-height) + 38px + var(--space-10));
  padding-bottom: var(--space-12);
  color: var(--color-white);
  text-align: center;
}

@media (max-width: 1024px) {
  .financing-hero {
    padding-top: calc(var(--header-height) + var(--space-8));
    padding-bottom: var(--space-10);
  }
}

.financing-hero-content {
  max-width: 860px;
  margin: 0 auto;
}

.financing-breadcrumb-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: var(--space-4);
}

.financing-breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
  padding: 5px 16px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 9999px;
  backdrop-filter: blur(4px);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.financing-breadcrumb a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  transition: color var(--duration);
}

.financing-breadcrumb a:hover {
  color: var(--color-accent);
}

.financing-breadcrumb .sep {
  color: rgba(255, 255, 255, 0.4);
}

.financing-breadcrumb [aria-current="page"] {
  color: var(--color-accent);
  font-weight: var(--fw-semibold);
}

.financing-hero h1 {
  color: var(--color-white);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  line-height: 1.15;
  margin-bottom: var(--space-4);
}

.financing-hero-sub {
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  color: var(--color-text-light);
  line-height: 1.6;
  max-width: 720px;
  margin: 0 auto var(--space-8);
}

.financing-hero-ctas {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-4);
}

/* ---------- Explainer Section ---------- */
.financing-explainer-section {
  padding: var(--space-16) 0;
  background: var(--color-white);
}

.explainer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: var(--space-12);
  align-items: center;
}

@media (max-width: 900px) {
  .explainer-grid {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
}

.explainer-text h2 {
  font-size: clamp(2rem, 3.8vw, 2.6rem);
  margin-bottom: var(--space-4);
}

.explainer-text p {
  color: var(--color-dark-gray);
  font-size: 1.05rem;
  line-height: 1.7;
  margin-bottom: var(--space-4);
}

.explainer-highlights {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-top: var(--space-6);
}

.explainer-highlight-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: 1rem;
  color: var(--color-text);
}

.explainer-highlight-item svg {
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: 3px;
}

/* ---------- Owner Financing Block (Card) ---------- */
.financing-plan-card {
  background: var(--color-primary-dark);
  color: var(--color-white);
  border-radius: var(--border-radius-lg);
  padding: var(--space-8);
  position: relative;
  overflow: hidden;
  border: 2px solid rgba(240, 78, 35, 0.4);
  box-shadow: var(--shadow-xl);
}

.plan-card-tag {
  display: inline-block;
  background: var(--color-accent);
  color: var(--color-white);
  font-weight: 700;
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 4px 10px;
  border-radius: 4px;
  margin-bottom: var(--space-4);
}

.plan-card-headline {
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  line-height: 1.15;
  color: var(--color-white);
  margin-bottom: var(--space-2);
}

.plan-terms-highlight {
  font-size: 1.2rem;
  color: #FCD34D;
  font-weight: 700;
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}

.plan-specs-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-bottom: var(--space-6);
}

.plan-specs-list li {
  display: flex;
  justify-content: space-between;
  font-size: 0.95rem;
  color: var(--color-text-light);
  border-bottom: 1px dashed rgba(255, 255, 255, 0.1);
  padding-bottom: var(--space-2);
}

.plan-specs-list li strong {
  color: var(--color-white);
}

.owner-note-callout {
  background: rgba(245, 158, 11, 0.15);
  border-left: 3px solid #F59E0B;
  padding: var(--space-3) var(--space-4);
  font-size: 0.82rem;
  color: #FCD34D;
  margin-top: var(--space-4);
  border-radius: 0 4px 4px 0;
}

/* ---------- 3-Step "How It Works" Section ---------- */
.how-it-works-section {
  padding: var(--space-16) 0;
  background: var(--color-off-white);
}

.how-it-works-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto var(--space-12);
}

.how-it-works-header h2 {
  font-size: clamp(2rem, 4vw, 2.8rem);
  margin-bottom: var(--space-3);
}

.how-it-works-header p {
  color: var(--color-dark-gray);
  font-size: 1.05rem;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

@media (max-width: 900px) {
  .steps-grid {
    grid-template-columns: 1fr;
  }
}

.step-card {
  background: var(--color-white);
  border-radius: var(--border-radius-lg);
  padding: var(--space-8);
  border: 1px solid var(--color-light-gray);
  box-shadow: var(--shadow-sm);
  position: relative;
  display: flex;
  flex-direction: column;
  transition: transform var(--duration), box-shadow var(--duration);
}

.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.step-number-graphic {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: var(--fw-bold);
  color: var(--color-accent);
  line-height: 1;
  margin-bottom: var(--space-3);
}

.step-card h3 {
  font-size: 1.4rem;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.step-card p {
  color: var(--color-dark-gray);
  font-size: 0.96rem;
  line-height: 1.6;
}

/* ---------- Financing FAQs ---------- */
.financing-faq-section {
  padding: var(--space-16) 0;
  background: var(--color-white);
}

.financing-faq-header {
  text-align: center;
  max-width: 760px;
  margin: 0 auto var(--space-10);
}

.financing-faq-header h2 {
  font-size: clamp(2rem, 4vw, 2.6rem);
  margin-bottom: var(--space-3);
}

.financing-faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.faq-card {
  background: var(--color-off-white);
  border-radius: var(--border-radius);
  border: 1px solid var(--color-light-gray);
  overflow: hidden;
  transition: border-color var(--duration);
}

.faq-card[open] {
  border-color: var(--color-primary-light);
  background: var(--color-white);
  box-shadow: var(--shadow-sm);
}

.faq-summary {
  padding: var(--space-5) var(--space-6);
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: var(--fw-semibold);
  color: var(--color-primary);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  user-select: none;
}

.faq-summary::-webkit-details-marker {
  display: none;
}

.faq-icon-cross {
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--color-accent);
  transition: transform var(--duration);
}

.faq-card[open] .faq-icon-cross {
  transform: rotate(45deg);
}

.faq-body {
  padding: 0 var(--space-6) var(--space-6);
  color: var(--color-dark-gray);
  font-size: 0.98rem;
  line-height: 1.7;
}

.faq-body p:last-child {
  margin-bottom: 0;
}

.faq-soft-cta {
  display: inline-block;
  margin-top: var(--space-3);
  font-weight: 600;
  color: var(--color-accent);
  text-decoration: underline;
}

/* Trust Checklist & Checkmark Standardization */
.trust-checklist {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-top: var(--space-8);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  list-style: none;
  padding-left: 0;
}

.trust-checklist li,
.trust-check-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: 0.95rem;
  font-weight: var(--fw-medium);
  color: var(--color-text-light);
}

.trust-checklist svg,
.trust-checklist li svg,
.trust-check-item svg {
  width: 20px !important;
  height: 20px !important;
  min-width: 20px !important;
  max-width: 20px !important;
  color: var(--color-accent);
  fill: currentColor;
  flex-shrink: 0 !important;
}

.explainer-highlight-item svg {
  width: 20px !important;
  height: 20px !important;
  min-width: 20px !important;
  max-width: 20px !important;
  color: var(--color-accent);
  fill: currentColor;
  flex-shrink: 0 !important;
  margin-top: 3px;
}